CALENDAR

National Co-operative Policy (2011-2020)

 NATIONAL CO-OPERATIVE POLICY - summary

 NATIONAL CO-OPERATIVE POLICY - full version

  NATIONAL CO-OPERATIVE POLICY - review

Landscapes State Cooperative Association 2011-2020

Please click on TS I, TS II, III TS, TS IV, and V TS for more information

 Dasar Koperasi Negara (2011 2020) BIteras strategik BI  ts1 BI  ts2  ts3  ts4 BI  ts5 BI
petunjuk prestasi BI

 

 

fungsi aktiviti koperasi

 

Banking and Finance

Banking and finance have pioneered the development of co-operative movement since the 1920s. These co-operatives conduct financial activities such as providing loans to members at reasonable interest rates. Other activities under this function are Islamic mortgage (Ar-Rahnu), investment and insurance services. The members comprise those with regular salary income, especially in the public sector, statutory and private bodies. Currently, there are two specific co-operatives which are carrying out banking functions, namely Bank Kerjasama Rakyat Malaysia Berhad and Co-op Bank Persatuan Malaysia Berhad.

Housing

These co-operatives initiate the development of land and residential projects for their members. Most projects focus on the low and medium cost housing. The selling price of these houses is affordable to its members and is generally within 20% to 30% cheaper in comparison with market prices.

Consumerism

The main purpose of this co-operative is to assist its members in acquiring quality goods at reasonable prices. Some of the activities undertaken such as the establishment of mini markets, supermarkets, grocery shops, petrol kiosks, convenience shops, etc.

Moreover, school co-operatives was introduced with the aims to inculcate thriftiness and to foster basic entrepreneurship among students. Some of the main activities undertaken are operating school canteens, bookstores, laundries and computer classes.

Transportation

Substantially, these co-operatives comprise of government agencies involved in carrying out projects on land development such as FELDA, RISDA and FELCRA. The primary activities focus on transporting crops to processing plants. In contrast, co-operatives also venture into running public transportation services such as taxi, bus, trucks etc.

Farming

These co-operatives carry out development and management activities on agricultural lands. some of the crops cultivated by these co-operatives are rubber, oil palm, pineapples, cocoa and vegetables.

Industrial

Substantially, they comprise co-operatives that carry out small-scale industrial activities, such also be known as the Koperasi Industri Kampung (KIK). KIK was set up to gather and coordinate resources from production to marketing; to develop and sustain production of woven products, pottery and silver decorative items and furniture.

Construction

These co-operatives carry out the construction of infrastructures such as small bridges, roads and general maintenance. Some of the co-operatives involved are the Koperasi Pembangunan Daerah (KPD), and co-ops from government agencies involved in carrying out projects on land development such as FELDA, RISDA and FELCRA.

Services

These are the co-operatives involved in the activities other than those related to the functions of finance, consumer, farming, transportation, industrial, construction and housing. Among the services carried out by these co-operatives are the funds management, maintenance of buildings and residential areas, rental of buildings/ stall lots, child day care centres, computer classes, bill payment centres etc.

 logokobera

INTRODUCTION

Koperasi Bela Rakyat (KOBERA) initiative was launched by the Prime Minister of Malaysia on 20th July 2008 at the Putrajaya International Convention Centre (PICC).

KOBERA was established in 576 state assembly (DUN) areas throughout the country and the concept of establishment is to target the poor.

The membership structure of KOBERA is designed by matching the government's hope to eradicate poverty and it consists of one or all components of the following target groups:

i. Head of household (HoH) with a monthly income under the household basic PGK or Poverty Line Income level;

ii. Individuals aged 18 years old with a monthly income under the PGK level per capita;

iii. Orang Asli, the disabled (OKU), single mothers and orphans included in above categories, and;

iv. Community leaders involved with poverty programmes in DUN areas as co-operative executors

 

There are 3 suggested options for the co-operative establishment methods which are:

Scenario/ Condition Action Plan
i. A DUN that already has a co-operative for the poor  Existing co-operative is maintained
ii. For inactive co-operatives due to board and original members could not be traced  Co-operative is activated with poor people as new members
iii. A DUN that does not have co-operative for the poor  A new co-operative is to be established

Establishment
- List of poor people;
- Social Welfare Department;
- Baitulmal Office/ Zakat Centre;
- District Office;
- Department of Orang Asli;
Management
- Co-operative Board Members (Min. 6 persons; Max. 15 persons);
- Two-thirds chosen by co-operative general meeting;
- One-third appointed from the community and nominated by ADUN*
Establishment Process
- A total of10 sponsors;
- A group not less than 50 members-to-be;
- Description of KOBERA establishment purposes by MCSC;
- Inaugural general meeting;
- Process of registering KOBERA;
Co-operative Management
- Placement of attachment management graduates from MKM as co-operative managers; or;

- Placement of temporary managers from among the MCSC pensioners with incentive allowance funded through Central Co-operatve Fund (CCF); or;

- Members or children of members trained as cooperative managers with MCSC guidance and assistance; or

- MCSC offers one management team through Part Time Training Scheme/ Unemployed Graduates Attachment for a period of co-operatives to be independent.
Funding
- Launching grant of RM30,000 for each co-operative **;

- Unsecured loan of RM50, 000 as working capital for economic activities;
Co-operative Activities
- Agro-based activities with technology and knowledge- based intensives such as planting crops through fertigation methods and livestock production.***;

- Production of snacks, handicrafts and sea products;

- Commercial crops based on herbs such as lemon grass, kaffir lime leaves, patchouli, medicinal plants with guaranteed purchase;

- Services activities such as cleaning and maintenance of building, laundry, printing, building material production, eco-tourism services.
Guidance
Continuous guidance from MCSC, MKM, Angkasa, technical agencies and the ADUN for corresponding areas:

- Guidance;
- Training;
- Marketing.

Note:

* One-third of the Co-operative Board Members nominated by the ADUN shall be sanctioned by the Minister of Domestic Trade, Co-operatives and Consumerism.

** Launching grant of RM30,000 is used to fund the members' share capital contribution of RM100 per person issued in the form of shared capital

*** Agro-based activities with technology and knowledge- based intensives such as planting vegetables, chilies, tomatoes, orchids, mushrooms and catfish breeding. Production is based on market guarantee through contract farming and government agencies to act as mentors for these activities.